Looking for a suitable residential aged care home can be a daunting process. Relocating yourself, or finding an appropriate home for a loved one, is a major life decision. Because this task can also be time consuming, we have compiled a step-by-step guide to help the application process for a place in a residential aged care home. It provides the type of information required and what to expect once you have accepted a place and moved into an aged care facility. Also below is some information on the recent changes to aged care funding including changes to the accommodation pricing structure that now apply.
Aged Care funding
On 1 July 2014, the way a resident and their family pay for aged care changed. This change came out of the Commonwealth Department of Health and Ageing's 'Living Longer Living Better' paper that was released in 2012. It is designed to provide better flexibility for the resident on how they pay for their stay in an aged care facility.
A resident and family is now given a choice upon entry to a facility as to whether they wish to pay a Refundable Accommodation Deposit or 'RAD' (formerly known as an accommodation bond), or an equivalent daily payment (a periodic payment also known as a 'Daily Accommodation Payment 'or 'DAP') or a combination of both. If an asset assessment deems that you cannot pay the fees necessary, then you can enter as a funded resident as per the previous program. The RAD is paid as a lump sum amount and the DAP accrues daily and is paid monthly. The combination payment includes both a partial lump sum and daily payments.
The other major change is that there is now no more classification between high care and low care. The funding style options of entry are now the same for all residents entering in, regardless of their care needs.
The following accommodation prices apply to residents that move into our single rooms:
Maximum Refundable Accommodation Deposit (RAD) - $550,000
Maximum Daily Accommodation Payment (DAP) - $89.81
Combination payment (50% RAD and 50% DAP) - RAD $275,000 DAP $44.90
Effective Maximum Permissible Interest Rate (MPIR) - 5.96%
The following accommodation prices apply to residents that move into our suite rooms:
Maximum Refundable Accommodation Deposit (RAD) - $750,000
Maximum Daily Accommodation Payment (DAP) - $122.47
Combination payment (50% RAD and 50% DAP) - RAD $375,000 DAP $61.23
Effective Maximum Permissible Interest Rate (MPIR) - 5.96%
NOTE: These prices are the MAXIMUM amount payable with the actual amounts paid varying depending on individual residents' circumstances.
Prom Country Aged Care is holding a series of information sessions with aged care finance experts throughout the year for interested parties to assist families in understanding the new rules. Please contact reception on 5682 0800 for details.
The Five Steps to Entry into Residential Aged Care
From the Five Step Guide by the Department of Social Services
Step 1 Assessing your eligibility
Before you can enter an aged care facility like Prom Country House, an Aged Care Assessment Team (ACAT) or Aged Care Assessment Service (ACAS), must assess you. ACATs are teams of health professionals, such as doctors, nurses or social workers, who provide information, advice and assistance to older people who are having difficulty living at home. You can contact the ACAT directly or be referred by your doctor, medical centre, family member or local hospital.
An ACAT will then:
Assess your individual needs taking into account your home life, medical history and support networks to assess the best care option for you
Determine whether you are eligible for low or high level care, permanent and / or respite care
Give you information about residential aged care and home care services in your area
Help arrange special respite care should you require it.
These assessments are free and valid until there is a change in the person’s care needs. You will receive a copy of your assessment in person or by mail. If you are assessed as eligible you should keep a copy of this assessment, as it is the approval for your move to the residential aged care facility, either for permanent residency or respite care.
If you require any assistance with your ACAT assessment, please don’t hesitate to call us on 03 5682 0800.
Step 2 Finding an aged care facility
Once you have been assessed by ACAT as eligible for residential aged care, you may choose to start looking for your future aged care home. The best way to find a home that is right for you is to visit a range of homes. This will allow you to find out what each one offers and which one most suits your needs. If you wish to visit Prom Country House please contact us and we will arrange for your visit to discuss your individual needs.
Step 3 Working out the cost
All aged care facilities charge a range of fees, though not all apply to every resident. At PCAC we understand that working out the financial requirements of entering an aged care home can be confusing so we are happy to arrange a meeting with our ACFI & Admissions Officerto discuss the fee structure. Our fees are based on the Department of Social Services' Schedule of Fees.
Step 4 How to apply
The best way to get a sense of the service we provide and to determine whether our accommodation is suitable for your needs is to arrange a visit to our home.
If you wish to apply for residency at Prom Country House you are welcome to meet with our ACFI & Admissions Officer to discuss your personal needs. We will provide you with an information pack containing everything you need to know, and we are available to be contacted for further questions and / or explanations.
Applicants will be required to provide information about their personal circumstances, legally and financially, as well as their preferences allowing us to make a better assessment of your needs.
When a place becomes available at Prom Country House the applicant or the applicant's nominated individual will be contacted. You are not obligated to accept that place however if you do, you will only have up to seven days to move in.
For an information package and application to Prom Country House please call us on 5682 0800.
Step 5 Moving in
At PCAC we understand that moving in to an aged care home can be a stressful experience for everyone; the new resident, family members and carers. When someone moves into an aged care home they must adapt to a new environment, a new schedule or routine, and many unfamiliar faces which will become part of daily life. At Prom Country House we work hard to ensure that this transition is smooth and that new residents settle in as quickly and as comfortably as possible. We guide new residents on all aspects of the move. Our experienced team spends time with new residents and their families and carers, familiarising ourselves with their specific needs and requirements. They are also available at any time to answer questions regarding daily life, managing one’s personal affairs and the support networks available.
On a practical level, PCAC provides most of what you will need however following discussion with the ACFI Admissions Officer regarding suitability, space and health and safety issues, residents are welcome to bring items of their own including:
A favourite chair
Books, music and other memorabilia